Pet Insurance

Learn more about your pet insurance options today.

APPOINTMENT

Comprehensive coverage that will meet your pet’s future health and medical needs.

Pet insurance pays, partly or in total, for veterinary treatment of the insured person’s ill or injured pet. Some policies will pay out when the pet dies or if it is lost or stolen.

As veterinary medicine is increasingly employing expensive medical techniques and drugs, and owners have higher expectations for their pets’ health care and standard of living than previously, the market for pet insurance has increased.

Pet insurance companies are beginning to offer the pet owner more of an ability to customize their coverage by allowing them to choose their own level of deductible or co-insurance. This allows the pet owner to control their monthly premium and choose the level of coverage that suits them the best.

Some of the differences in insurance coverage are:

Whether congenital and hereditary conditions (like hip dysplasia, heart defects, eye cataracts or diabetes) are covered

How the reimbursement is calculated (based on the actual vet bill, a benefit schedule or usual and customary rates)

Whether the deductible is on a per-incident or an annual basis

Whether there are any limits or caps applied (per incident, per year, age or over the pet’s lifetime)

Whether there is an annual contract that determines anything diagnosed in the previous year of coverage is considered pre-existing the next year

We accept all kinds of pet insurance including these:

INFORMATION

Dogs:

We offer dog health insurance plans for illnesses, injuries, and wellness care. New chronic and new recurring conditions are covered at no additional cost.

Accidents & injuries

  • Poisonings
  • Sprains
  • ACL ruptures

Chronic illnesses

  • Allergies
  • Arthritis
  • Skin conditions

Procedures

  • Surgeries
  • Endoscopies
  • Chemotherapy

Common illnesses

  • Ear infections
  • Vomiting
  • Diarrhea

Hereditary conditions

  • Hip dysplasia
  • Eye disorders
  • Blood disorders

Holistic & alternative

  • Acupuncture
  • Chiropractic
  • Laser therapy

Serious illnesses

  • Cancer
  • Heart disease
  • Diabetes

Testing & diagnostics

  • X-rays, MRIs, CT scans
  • Ultrasounds
  • Blood tests

Wellness

  • Vaccinations
  • Flea/heartworm
  • Spay/neuter

Cats:

Accidents & injuries

  • Poisonings
  • Sprains
  • Puncture wounds

Chronic illnesses

  • Allergies
  • Arthritis
  • Skin conditions

Procedures

  • Surgeries
  • Endoscopies
  • Chemotherapy

Common illnesses

  • FLUTD
  • Vomiting
  • Diarrhea

Hereditary conditions

  • Hip dysplasia
  • Eye disorders
  • Blood disorders

Holistic & alternative

  • Acupuncture
  • Chiropractic
  • Laser therapy

Serious illnesses

  • Kidney disease
  • Hyperthyroidism
  • Diabetes

Testing & diagnostics

  • X-rays, MRIs, CT scans
  • Ultrasounds
  • Blood tests

Wellness

  • Vaccinations
  • Flea/heartworm
  • Spay/neuter
INFORMATION

Dogs:

Simply put, we provide one simple plan that covers 90% of your unexpected illnesses and injuries. This includes hospital stays, diagnostic tests, medications, surgeries, and other treatments that arise when your canine friend is sick or hurt. The 90% coverage kicks in after you meet your deductible, and there are no limits on the amount we reimburse.

What’s covered

  • Illnesses & injuries
  • Breed-specific conditions
  • Diagnostic tests
  • Surgeries
  • Hospital stays
  • Medications
  • Veterinary supplements
  • Prosthetic devices & carts

Cats:

Cat health insurance is simple with Trupanion. You pay a monthly premium in order to be covered for any unexpected illnesses or injuries throughout your cat’s life.

What’s covered

  • Illnesses & injuries
  • Hereditary & congenital conditions
  • Diagnostic tests
  • Surgeries
  • Hospital stays
  • Medications
  • Veterinary supplements
  • Prosthetic devices & carts