Comprehensive coverage that will meet your pet’s future health and medical needs.
Pet insurance pays, partly or in total, for veterinary treatment of the insured person’s ill or injured pet. Some policies will pay out when the pet dies or if it is lost or stolen.
As veterinary medicine is increasingly employing expensive medical techniques and drugs, and owners have higher expectations for their pets’ health care and standard of living than previously, the market for pet insurance has increased.
Pet insurance companies are beginning to offer the pet owner more of an ability to customize their coverage by allowing them to choose their own level of deductible or co-insurance. This allows the pet owner to control their monthly premium and choose the level of coverage that suits them the best.
Some of the differences in insurance coverage are:
Whether congenital and hereditary conditions (like hip dysplasia, heart defects, eye cataracts or diabetes) are covered
How the reimbursement is calculated (based on the actual vet bill, a benefit schedule or usual and customary rates)
Whether the deductible is on a per-incident or an annual basis
Whether there are any limits or caps applied (per incident, per year, age or over the pet’s lifetime)
Whether there is an annual contract that determines anything diagnosed in the previous year of coverage is considered pre-existing the next year
We accept all kinds of pet insurance including these:
INFORMATION
Dogs:
We offer dog health insurance plans for illnesses, injuries, and wellness care. New chronic and new recurring conditions are covered at no additional cost.
Accidents & injuries
- Poisonings
- Sprains
- ACL ruptures
Chronic illnesses
- Allergies
- Arthritis
- Skin conditions
Procedures
- Surgeries
- Endoscopies
- Chemotherapy
Common illnesses
- Ear infections
- Vomiting
- Diarrhea
Hereditary conditions
- Hip dysplasia
- Eye disorders
- Blood disorders
Holistic & alternative
- Acupuncture
- Chiropractic
- Laser therapy
Serious illnesses
- Cancer
- Heart disease
- Diabetes
Testing & diagnostics
- X-rays, MRIs, CT scans
- Ultrasounds
- Blood tests
Wellness
- Vaccinations
- Flea/heartworm
- Spay/neuter
Cats:
Accidents & injuries
- Poisonings
- Sprains
- Puncture wounds
Chronic illnesses
- Allergies
- Arthritis
- Skin conditions
Procedures
- Surgeries
- Endoscopies
- Chemotherapy
Common illnesses
- FLUTD
- Vomiting
- Diarrhea
Hereditary conditions
- Hip dysplasia
- Eye disorders
- Blood disorders
Holistic & alternative
- Acupuncture
- Chiropractic
- Laser therapy
Serious illnesses
- Kidney disease
- Hyperthyroidism
- Diabetes
Testing & diagnostics
- X-rays, MRIs, CT scans
- Ultrasounds
- Blood tests
Wellness
- Vaccinations
- Flea/heartworm
- Spay/neuter
INFORMATION
Dogs:
Simply put, we provide one simple plan that covers 90% of your unexpected illnesses and injuries. This includes hospital stays, diagnostic tests, medications, surgeries, and other treatments that arise when your canine friend is sick or hurt. The 90% coverage kicks in after you meet your deductible, and there are no limits on the amount we reimburse.
What’s covered
- Illnesses & injuries
- Breed-specific conditions
- Diagnostic tests
- Surgeries
- Hospital stays
- Medications
- Veterinary supplements
- Prosthetic devices & carts
Cats:
Cat health insurance is simple with Trupanion. You pay a monthly premium in order to be covered for any unexpected illnesses or injuries throughout your cat’s life.
What’s covered
- Illnesses & injuries
- Hereditary & congenital conditions
- Diagnostic tests
- Surgeries
- Hospital stays
- Medications
- Veterinary supplements
- Prosthetic devices & carts